LOANIKA
Get The Cash You Need Today
Apply in 5 minutes – Receive funds same day
Fast Approval
1,000-50,000
Same Day
Mobile App
Need Emergency Cash?
Over 25,000 Kenyans trusted us last month
APPLY NOW
No paperwork • No hidden fees
How It Works
- Apply Online: Complete our simple form (5 minutes)
- Get Approved: Instant decision on your application
- Receive Money: Funds sent to your M-Pesa same day
- Repay Easily: Flexible payment schedule
⏳ Limited offers available – Apply now before time runs out!
What Our Customers Say
“I needed money urgently for my daughter’s school fees. Loanika approved me in minutes and I had the money same day. Saved me big time!”
“Easiest loan process ever. No paperwork, no long queues. Just my phone and I got 15,000 shillings for my business supplies.”
Frequently Asked Questions
How much can I borrow?
First-time borrowers can access between KSh 1,000 to KSh 15,000. Returning customers can borrow up to KSh 50,000.
How long does approval take?
Most applications are approved within 5-10 minutes during business hours.
What are the requirements?
You need to be 18+ years, have a Kenyan ID, active M-Pesa number, and regular income source.
When will I receive the money?
Approved loans are disbursed within 1 hour during business hours (8am-8pm).
Limited Time Offer – Apply Now!